Financial planning blog

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Podcast on real estate investment advice

August 1, 2023

Episode 82 – Wealth as a Disruptor

Wealth is a Disruptor Nathan Merrill and Karl Frank, CFP say wealth is a disruptor. It could be a force for good or bad! First principles, how is money a disruptor? Help define the benefactor’s goalsThink about it from the inheritor’s sideNow think about it four generations out, what will they value? Likely not the money…Hear a...

Apple stock performance in the UK financial market

July 28, 2023

International Investing: Simple but Not Easy! Part 2

On June 21st we held our first in-person and live Zoom event with guests both here in our new offices and attending from home. Our speaker was “live from London” and it was a great success. Learn a little more about why we are optimistic about international investing today. Andrew Goodwin from Oldfield Partners spoke...

Seniors reviewing financial paperwork with a wealth advisor.

July 25, 2023

International Investing: Simple but Not Easy!

On June 21st we held our first in-person and live Zoom event with guests both here in our new offices and attending from home. Our speaker was “live from London” and it was a great success. Read this Periscope to watch the recording movie and learn a little more about why we are optimistic about...

July 25, 2023

Episode 81: What is a Family of Affinity and How Does it Affect my Estate Plan?

What is a Family of Affinity? Karl Frank, CFP and Nathan Merrill go back to first principles and discuss something that means the most to most of us: family. How do you transfer significant money to people who may or may not be part of your biological family?Learn how a “relational family” and a “family...

photo of man reviewing best posts of this year

July 18, 2023

Periscope: What Happens When Someone Inherits an IRA?

Many people inherit an Individual Retirement Account (IRA). However, inheriting an IRA is not as easy as inheriting money outright. Read this Periscope to learn more about the IRS rules around inheriting an IRA*. And keep your eyes open for other Periscopes on what happens when someone inherits a spouse’s IRA. Advantages of an Inherited...

July 12, 2023

Should I Choose to Inherit my Spouse’s IRA or Make it My Own IRA?

Inheriting a spouse’s IRA gives you a few more options than otherwise. Read on to get an overview, click the links to read more details, and talk with your financial planner! Spouse’s Choice A surviving spouse may choose to make the inherited IRA their own. Only a spouse, and no other person, can make the...

July 12, 2023

What Happens When I Inherit my Spouse’s IRA

When a spouse passes away and leaves an IRA to the surviving spouse, they also leave a spouse with a choice: Should they make the IRA their own IRA or should they maintain separate IRAs? Read this Periscope to learn more, and then discuss these questions with your financial planner. Make the Inherited IRA...

AI IRA trust beneficiaries concept for estate planning.

July 12, 2023

An IRA with Trust as Beneficiary, Pros and Cons

Many people ask, Should I Name My Trust as Beneficiary of my IRA? The answer is, it depends. First we look at the features of IRAs and trusts. Then, we answer some frequently asked questions. IRA stands for individual retirement account. An IRA provides tax advantaged retirement savings. While the money is inside an IRA,...