Financial Advice Service - Advanced Financial Planning

A Financial Plan Aligns Your Money With What Is Most Important To You, Including Your Values, Goals & Relationships.
Financial Advice For Better Tomorrow

Financial Planning

Long-term, real-life success begins with a plan. A comprehensive financial plan delivers calm confidence for all aspects of your financial life. A good financial plan includes:


Investment management

Risk management

Estate planning

College planning

Retirement planning

And more!

Our Financial Planning Process

The financial planning process at A&I Financial Services begins with our Discovery Meeting. We often hear this is the best conversation about money a person has ever had.

We deliver as many as three meetings free of charge as we get to know what is important to you, including your values, goals and relationships. Then, we begin the process of advanced financial planning, described next.

Advanced Financial Planning

We go one-step further than many other firms.

We pull together an expert team to deliver advice in the legal, accounting, risk management and other professions. We then give you a summary financial plan on one piece of paper. This makes it easy for busy people to live their lives and know the details are taken care of by an experienced fiduciary.

Read more about our promise & our process.

When we sit down with you to discuss your personal financial plan, we will bring you the best advice from our expert team, described next.

We Deliver Excellent Service

A&I Services Statistics

We treat each other, and our clients, like favourite members of an extended family. Our processes enable almost anyone who answers the phone to help you with almost any request the first time you make it.

Same-day response to your every query
On-time transfers and distributions
calls answered during business hours
clients are treated like family
  • Based on research conducted in Q4, 2020

What Can You Expect?

Our clients receive:

Completely personal financial plans
Custom investment management, including access to our proprietary investments
Access to an expert team of professionals, including insurance pros, CPAs and attorneys
Advanced planning, such as charitable giving, risk management, and wealth transfer strategies
Interesting education and other events
Great technology
Regular progress meetings to review progress on your financial plan convenient for you

Some Financial Advice Services We Provide

Retirement Planning

Our financial planner works with you to envision what you will retire into, what your days may look like, and how your finances will change during your retirement years.
Read More

Paying For College

Comprehensive resources for college planning. Our college planning process, videos, podcasts and free college money report.
Read More

Business Succession Planning

Grow & protect your business & transfer it the way you want & for the price you want.
Read More

Wealth Transfer Planning

Be sure your financial assets, values, stories and more transfer to the people and causes you care about. Minimize taxes and other costs.
Read More

Real Estate Planning

We deliver advanced financial planning with our independent expert team.
Read More

Elder Planning

An elder plan helps you live purposefully when you need other people's help.
Read More

Paying for weddings

Weddings can be one of the greatest joys of parenting, and they can also be expensive!
Read More

Financial Planning

During life transitions

Investment Advice

Patented investment process, including ESG investing: environmental, social and governance considerations.

Investment and Market Update


Divorce impacts every aspect of life, ranging from parenting to living to financial arrangements.


Windfall or Inheritance Planning

Working with an advisor has been my best decision yet.

Wealth Transfer

Wealth Transfer

Teaching younger generations financial stewardship, transferring values and stories, ensuring a financial legacy.

Long-Term Care Planning

Deciding whether or not to buy LTC insurance, having a plan in place for the end of life.

life financial transitions

Life Transitions

Purposeful planning, help with the emotional dimensions of money, and more.

Client Stories

Client stories included on this website reflect hypothetical client situations that represent
those commonly encountered by AIWM representatives, they do not reflect actual client relationships.
Jim and Sheryl
Dave and Janet

Jim and Sheryl have been clients of the firm for nearly 20 years. They originally came to us for tax advice. Their tax preparer only looked “in the rear view mirror” and they often felt surprised. They wanted everything to be pulled together and organized, but they didn’t have the time or confidence to do it themselves. Both were working, previously married and they were looking forward to helping their grown children plan for marriages and grandchildren too. We:

Often meet on the phone, using Zoom or in-person
Planned for paying for the kids’ marriages
Enabled them to build their dream retirement home
Provide them a retirement income from their investments
Plan for their grandkids future education, whether college-bound or otherwise
We provide their kids financial planning advice as a service as well

Sheryl and Jim call us with any question they have about money. They joke that they “have to have permission” before they make a big purchase. What they are actually saying is that now they have confidence, whenever they want something, whatever it is, they know they can achieve their dream!


Dave and Janet have been clients of our firm for over 10 years. Together, they have run a business for thirty years. Yet, when they first became clients, they felt lost with their personal money. Dave said there were three stages to a life with money: accumulation, retention and giving away. Back then, it was all about protecting and growing their wealth. Today, their financial plans involve a lot of giving. We:

Often meet in person, share emails and talk on the phone
Discuss charitable planning strategies
Talk about the joys of giving to the family without spoiling them
Planning for the business exit and the second generation of ownership
Provide prudent investment portfolio management

Their modesty and generosity make a big impact in the lives of many people. Their church, for example, is financially strong—and most of the members have no idea how much of that strength comes from Dave and Janet.

Recent news about financial advice

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How can we help?

Chat in-person during regular business hours or fill out the form!

    Unique and professional financial advice

    Our wealth management approach may be different from experiences you have had with other advisors.

    How A&I Might Help You

    Join an event in-person or via Zoom

    We offer a broad array of events that broaden your knowledge and experiences.

    View All Events

    Financial planning resources

    Learn some of the ways we communicate with, and educate our clients about, financial planning, investments and other important topics.

    View Latest Financial Planning Resources

    Fee-based financial advisors and financial planners

    Our financial advisors can meet with you at our Lone Tree office or any location in the greater Denver area including Greenwood Village, Littleton, Centennial or Englewood.

    Denver | Englewood | Greenwood Village | Littleton | Lone Tree | Centennial