Insurance & Risk Management Advisors Colorado


Risk Management Advisory

We provide our clients with access to experts in professional risk management & insurance consulting:


An independent expert team who promises to put your interests ahead of their own


A financial-planning approach to risk management, provided by a fiduciary


Access to a large array of insurance companies and products to choose from


Living in today’s world is sometimes fraught with risks. Insurance is a prudent and necessary way to transfer the financial risks to a company large enough to make a big payment in the event of an accident. We help put together plans that buy the right amount of insurance, not too much or too little.  And we educate our clients about the pros and cons of all the aspects of risk management. You can rest assured that you are making decisions in alignment with your long-term goals and values.

Certain representatives of A&I Wealth Management are licensed insurance agents with various insurance companies and may receive additional compensation for such transactions. These commissions are separate and distinct from fees charged for advisory services.  All insurance and investment strategies have the potential for profit or loss. Always consult with a licensed insurance professional who is qualified to evaluate your specific circumstances and to offer a professional opinion with respect thereto.   Insurance product guarantees are subject to the claims-paying ability of the issuing company and are not FDIC insured.

Client Stories

Client stories included on this website reflect hypothetical client situations that represent
those commonly encountered by AIWM representatives, they do not reflect actual client relationships.
Jeff and Laura
Martina and Larry

Laura and Jeff are active skiers, hikers and generally spend a lot of time outdoors. They are just starting their family, and looking forward to spending more time in their Summit County Condo. Jeff likes to ice climb and rock climb. Laura is an avid runner and sometimes biker. She worries that Jeff may get hurt on one of his guy-trips, and she wants to know that she and the baby-to-be will be safe. We:

Performed a discovery meeting
Put together a financial plan
Put together a Will and discussed the estate planning process
Educated them about life insurance and disability insurance
Implemented the plans

Laura feels much better knowing all these important, scary what-if scenarios are taken care of. Jeff is proud of the work we did for him. Jeff feels better knowing that his young family will be safe just in case something happens to him.

Martina is an active member of the Denver Arts scene. Larry is a creative director at a marketing agency. They are full of energy. Their happy button is always in the “ON” position, they say. With all the activities they have during the day, and night, they never have time to investigate all the financial decisions they are making. We:

Performed a discovery meeting
Gathered all of their insurance documents
Gathered all of their investment statements
Consolidated their loans
Consolidated their IRA accounts
Prepared a budget they can live by
Implemented their comprehensive financial plans

Martina and Larry appreciate having one person to go to for all their advice. They look forward to the day when they can quit working so hard. Yet, they can hardly imagine what that life would look like because they love what they are doing so much! They rest assured that if anything were to happen to either of them, both of them would be safe because of their comprehensive financial plan, and planner at A&I Wealth Management.

Latest News about Insurance and Risk Management

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Asset Protection and Insurance Services We Provide

Asset Protection and Reducing Risks

Reduce the risks you face and make educated decisions about ways to protect your wealth.
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Long Term Care Planning

Actively deciding on a plan for your own care is ultimately a gift you give to the loved ones who outlive you.
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Health Insurance and Healthcare Expense Management

Planning for health insurance, coordinating various health benefits, choosing private insurance, and lowering costs.
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Life Insurance Planning

Our financial planners will help you make a gift that is meaningful. Charitable planning can be simple or complex. We can coordinate a team to reduce expenses and may help […]
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Medicare Planning

Our financial planners will help you make a gift that is meaningful. Charitable planning can be simple or complex. We can coordinate a team to reduce expenses and may help […]
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How can we help?

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    Unique and professional financial advice

    Our wealth management approach may be different from experiences you have had with other advisors.

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    Financial planning resources

    Learn some of the ways we communicate with, and educate our clients about, financial planning, investments and other important topics.

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    Insurance & Risk Management Advisory Services

    Our financial Advisors can meet with you at our Lone Tree office or any location in the greater Denver area including Greenwood Village, Littleton, Centennial or Englewood.

    Denver | Englewood | Greenwood Village | Littleton | Centennial