Financial planning blog

Timely and free financial planning advice

June 7, 2023

Social Security Bend Points

Social Security Retirement Income (SSRI) provides a safety net for Americans. SSRI is also divisive–many people feel like it won’t be around when they need it! Read on to learn about how much SSRI pays, to whom, and a high-level overview of how it works. Did you know that in the year 2022: The average...

two person making tax optimization strategies

June 1, 2023

Top Tax Deductions for Doctors: Save More, Stress Less

As a doctor, you dedicate your time and expertise to caring for your patients’ health and well-being. But amidst the demanding nature of your profession, it is essential not to overlook the financial aspects of your practice. By taking advantage of the top tax deductions available to doctors, you can save more money and stress...

June 1, 2023

Comprehensive Malpractice Insurance for Doctors: Ensuring Protection and Peace of Mind

As the healthcare landscape continues to evolve, doctors face numerous challenges in their practice. One such challenge is the potential risk of medical malpractice lawsuits, which can have devastating consequences on a doctor’s professional and personal life. Comprehensive Malpractice Insurance for Doctors serves as a crucial shield against these risks, offering financial protection and peace...

Making a Real Estate Investment Decision

June 1, 2023

Investing in Real Estate: Advantages and Disadvantages for Long-Term Wealth

Many individuals are seeking ways to secure their financial future and build long-term wealth. One avenue that can be a lucrative investment option is real estate. This article aims to explore the advantages and disadvantages of investing in real estate for long-term wealth accumulation. By understanding the intricacies of this market and its potential benefits...

Millennial woman practicing smart money habits

June 1, 2023

Ten Smart Money Habits for Millennials with FAQs

10 smart money habits for millennials starting out, with frequently asked questions and answers.

Couple using a wheelchair, symbolizing accessibility and mobility

June 1, 2023

Healthcare Costs in Retirement: Planning for Medical Expenses

Retirement is a time of relaxation and enjoyment after years of hard work, but it also brings new challenges, particularly when it comes to healthcare costs. As we age, medical expenses tend to increase, and without proper planning, these costs can quickly become a burden. In this comprehensive guide, we will explore the various factors...

Couple discussing retirement accounts and financial planning

May 30, 2023

Asset Allocation and Investment Portfolio Management

We carefully build a portfolio of investments with the combined experience and education of our in-house investment committee plus two different research teams: Athena Invest and iMGP, (formerly known as Litman Gregory). The academic research shows: More than 90% of the variability of an investment portfolio is due to asset allocation. The average return for...

Network Team Podcast – Financial Insights & Tips

May 30, 2023

Episode 79: Facilitating Important Family Conversations (Part 1)

Facilitating Important Family Conversations (Part 1) Karl Frank, CFP, Jeff Krommendyk and Nathan Merrill interview Shawn Barberis, JD, who is an expert on facilitating important family conversations about legacy. As Shawn says, legacy is often discussed but rarely acted upon. Shawn shares:How legacy is not quantitative, it is not measured in dollars. A legacy is...

May 23, 2023

Uncle James’ Legacy is More Than Money

Uncle James passed away a few years after becoming our client. With James, and all of our clients, we follow a slow, get-to-know-you process: Our discovery process Financial planning Asset allocation and portfolio maintenance Because we take it slow, we get to know our clients at a meaningful level. We talk with our clients as...