Financial planning blog

Timely and free financial planning advice

Business owner consulting a financial planner for strategy

February 6, 2023

Business Financial Planning Strategies for Businesses in Colorado

Planning for the future is essential for any business, but it can be difficult to know where to start. After you have a business financial plan, then you can start to implement some of the strategies. This article provides a Quick Start to financial planning for a business. A business owner’s personal financial plan starts...

January 31, 2023

The End-of-Life Checklist: 3 Things Everyone Needs to Have

When someone passes away, the surviving loved ones have a lot of work to do. With our decades of experience, we have created three checklists to simplify matters and reduce the stress. What to do when a loved one dies Family financial album Preparing for the end-of-life workbook Read on for links to the digital...

Overview of tax changes in 2022 from Assets & Income

January 27, 2023

The Ultimate Guide to Planning for a Secure Retirement Income

Retirement is a time to relax and enjoy the fruits of your labor after a lifetime of hard work. However, ensuring that you have a secure retirement income is crucial for maintaining your standard of living and achieving financial stability. Planning for a secure retirement income can seem overwhelming, but with the right approach and...

Couple reviewing their equity investments with confidence

January 25, 2023

2022: The Year In Review

In 2022, most investments declined in value. This was the worst year in 95 years for bonds. It also saw a run-of-the-mill, average bear market for US and international equities. On the other hand, alternative investments, by and large, gained value in 2022. For the complete commentary, please email clientcare@assetsandincome.com (or contact our team...

January 11, 2023

New in 2023: Required Distribution Ages for Retirement Accounts

At the end of 2022, Congress passed over 90 new tax laws. One of the most important new rule changes is a change in the requirement to pull money out of your retirement account (IRA, 401k, etc.). The quick and easy way to remember the new rule is to remember the 1950’s. More on this...

Young boy considering his future financial goals

January 3, 2023

A New Year’s Proclamation

If you are anything like me, you are ready to put the year 2024 behind you and are looking forward to a fresh start in 2025! A new year brings reflection on the past as well as promise for the future. Among the most common are a new year’s resolution to make a change. My...

December 20, 2022

2022 is A Crisis that Shows Our Resilience

“The S&P 500 closed out 1972 at 118. As I write, in the runup to Thanksgiving, it has just closed above 4,000. Let me say that again: The S&P 500 has gone down by about half three times in your lifetime and is now up about 34 times since the eve of the first...

December 13, 2022

Waiting for Precedented Times? Build Your Portfolio With Change in Mind

When the pandemic first started, the phrase “unprecedented times” seemed to be everywhere – in every article, video, or announcement – as everyone’s lives were collectively disrupted. “Unprecedented” was, in fact, an accurate term. Unfortunately, it was not the first or last time in our lives that we will face unprecedented times – think about...

photo of man reviewing best posts of this year

December 6, 2022

This Year’s Best Blog Posts: Crypto, Interest Rates, Investment Updates… and More!

What a year it has been! It’s hard to pick the most distinctive moment of this year as the economy has been unexpectedly rocky, due to both domestic and international events. All along, we’ve published our weekly Periscope to provide up-to-date commentary on the latest twists and turns relative to your portfolio and long-term...