Financial planning blog

Timely and free financial planning advice

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Vacation planning with financial advice from a wealth advisor

March 14, 2023

Creating A Budget? Here’s What to Consider

Budgeting tips for generation Z and millennials.

Overview of charitable planning and contribution limits

March 7, 2023

Charitable Giving FAQs: Family Gifts, Tax Limits, and More!

Ever wonder what the tax limits are around charitable giving? Read on to get answers to some of the most common questions. For even more information, visit our Charitable Planning web page. How much can I give? You can give away as much as you want to anyone you want at any time you want....

Financial planner for business owners offering guidance

March 7, 2023

Episode 73: 2023 Tax Law Changes for Business Owners and Other Employers

Karl Frank, CFP and Nathan Merrill discuss the tax law changes that are most likely to affect business owners and other employers. At the end of 2022, Congress passed more than 90 changes to the tax laws and many of these affect employers, especially with retirement plans.Roth-a-mania, many new rules around after-tax retirement plans, most...

February 28, 2023

Abandoned Your New Year’s Resolution? Tips for Getting Restarted.

By March, about two-thirds of people will have abandoned their New Year’s resolution. Resolutions are tricky things – they often require an investment of time, money, or social capital; and it’s easy to make them too strict (i.e., “I’ll bike every day this year”) or hard to measure (a resolution to “bike more this year”...

February 18, 2023

2023 Tax Law Changes: Gift Tax, Estate Exclusions, And More

At the end of 2022, Congress passed over 90 changes to the tax code. On February 2nd, we held a Zoominar where I summarized the bigger changes that affect most people. Here are some of the tax laws and limits not discussed in the Zoominar: Gift Tax Exclusion Rises to $17,000 One of the most popular...

New retirement plan benefits for individuals aged 60 to 63

February 7, 2023

New Retirement Benefits for Ages 60-63, Explained

At the end of 2022, Congress passed over 90 changes to the tax code. One of them is particularly interesting because it allows people between the ages of 60 and 63 to contribute more to their retirement accounts than anyone else, at any age. Is A Reverse Donut Hole A Cinnamon Roll? Perhaps you have...

Business owner consulting a financial planner for strategy

February 6, 2023

Business Financial Planning Strategies for Businesses in Colorado

Planning for the future is essential for any business, but it can be difficult to know where to start. After you have a business financial plan, then you can start to implement some of the strategies. This article provides a Quick Start to financial planning for a business. A business owner’s personal financial plan starts...

Top financial questions to prepare for a recession

January 31, 2023

The End-of-Life Checklist: 3 Things Everyone Needs to Have

When someone passes away, the surviving loved ones have a lot of work to do. With our decades of experience, we have created three checklists to simplify matters and reduce the stress. What to do when a loved one dies Family financial album Preparing for the end-of-life workbook Read on for links to the digital...

two person making tax optimization strategies

January 27, 2023

The Ultimate Guide to Planning for a Secure Retirement Income

Retirement is a time to relax and enjoy the fruits of your labor after a lifetime of hard work. However, ensuring that you have a secure retirement income is crucial for maintaining your standard of living and achieving financial stability. Planning for a secure retirement income can seem overwhelming, but with the right approach and...