Financial planning blog

Timely and free financial planning advice

November 16, 2021

Accessibility on Our Website

Making Our Website Accessible None of us are getting younger. In fact, I have never been older than I am at this exact moment in time. And I often joke that I am not losing my hearing, or my vision, but I do think websites are sometimes hard to read. So, we just rolled out...

November 10, 2021

Diversification, Taxes and Different Types of Retirement Accounts

Frequently Asked Questions about Retirement Planning Some of the questions that we receive from various folks are fairly common. You may want to visit our web site and see if any of them peak your interests. Here are a few of them: Diversification Read our recent FAQ: Diversification in Investing: Fundamentals, Importance & Why You...

Podcast on real estate investment advice

November 9, 2021

Episode 41: What’s the Right Amount of Insurance for You?

Jeff Krommendyk discusses the right way to purchase insurance to protect your assets. With over 20 years of experience, Jeff makes it easy to understand what you do and do not want to buy. He reveals some risks that you might not know you have and ways to cover them. He discusses some of the...

November 2, 2021

How to Prepare for the First Meeting with a Financial Planner

If you made the smart decision to work with a CFP® professional to create a plan for your financial future, how do you make your first meeting as productive as possible? At your first meeting, you will typically discuss the financial planning process, what you would like to accomplish as well as how your CFP®...

October 26, 2021

Last Chance for Nearly Unlimited Tax Deductible 529 Plan Contributions

Colorado’s Last Chance for Tax-deductible 529 Plan Contributions Colorado takes away a tax break in 2022 for contributions to college accounts. Now through the end of December, you may make a nearly unlimited tax deductible contribution into a Colorado 529 plan. Beginning in 2022, single tax filers may make a tax-deductible contribution of $20,000 and...

October 20, 2021

Investment Risk in China Today

China is Fraught with Contradictions The first of our expert opinions starts with Litman Gregory, who is one of our key research partners. In our most recent quarterly investment commentary, published last week, the analysts at Litman Gregory discuss two big recent decisions by the Chinese government. First, to take over the private education companies...

October 14, 2021

Q3 Investment Commentary, China, and Estate Planning

Hang in there! The third quarter of 2021 saw equity markets rise and then fall. Looking ahead to the rest of 2021, as usual, we do not make any predictions. However, the fourth quarter is historically the strongest seasonal period for stocks. Since 1970, the median fourth quarter return for the MSCI World Index is...

October 6, 2021

Inflation, 911, and Van Gogh

Last week, we saw many reports say that inflation is back. As you know, we rely on independent investment researchers. The right way to invest, we believe, is to diversify by investment strategy. That is to say, we use different research teams who may not always agree with each other. Now more of them are...