Financial planning blog

Timely and free financial planning advice

Roth IRA concept with pink piggy bank and financial planning.

November 25, 2020

Roth 401K – Essential Guide to Investing & Growing Money Tax Free in 2024

The Roth 401k is a great way for people to go tax free! Roth 401k plans have been around for over a decade but are widely misunderstood. Instead of just growing your money for retirement in a tax-deferred 401k, you could grow it in a Roth 401k and never be taxed again! The rules for...

November 25, 2020

Reasons to be Thankful with Your Financial Plans

Roth IRA and Roth 401k If you are going to be in a lower income this year than in years past or years future, this may be a year for you to contribute more to your Roth 401k or Roth IRA than you might otherwise. Why? Because your Roth IRA and Roth 401k contributions are...

November 12, 2020

What’s next for our investment portfolios?

In years past, the election week and week after have been fairly dramatic, either up or down. This year was no exception. If the current uptrend continues, it may end up a bigger increase than any of the charts shown below. (1) ...

November 4, 2020

The Results are…

In? Not yet in? The results are what? Check out this Periscope for a summary of our thoughts about the election and investments. We start with links to our two most recent Lunch and Learns: Presidential Election Myths and Truths End of Year 2020 Financial and Tax Planning Here is a recap of our...

October 28, 2020

This Most Important Election is So Different

Read this week’s Periscope for more specific commentary about this year’s election cycle—one week before election day. If you read last week’s Periscope, Investing Before the Biggest Most Important Election of Our Lives, you’ll recall I expressed a feeling that I’ve heard from several close friends of mine: “I cannot keep myself safe!” We are...

October 22, 2020

Investing Right Before the Biggest Most Important Election of Our Lives

Read this Periscope for a timely reminder of our timeless beliefs. E-mail readers get a link to the complete quarterly investment commentary. Last week, I discussed three crazy-bad “investment” ideas: Silly. Really. I do not believe we should place our hard-earned money in those places. This week, let’s discuss what we should do, and what...

October 13, 2020

Silly. Really.

Read this Periscope for three silly, but real, things that are happening right now in the investment world. If you missed Karl Frank speaking about Concentrated Equity Strategies click the video below, or you can find it in our new Investment Advise Video section of our website. Saying an SP500 ETF is diversified Right now,...

Estate planning concept for a smooth wealth transition

September 30, 2020

How Do You Plan for an Inheritance or a Windfall?

Read this Periscope for some actionable advice for folks who have just received, or might be about to receive, a large amount of money. Catherine worked for her employer for several years before they went public, recently, and her whole life changed. She had owned stock options and shares in the firm since the day...

Exploring hedge funds and alternative investment opportunities

September 22, 2020

Not as Good as You Think

Read this week’s Periscope for insights into some of the opportunities and risks we see in equity markets, including a wild ride in Tesla. Also, here are the links to our new webinars on demand. Learn How We Make Investment Decisions September 2020 Market and Economic Commentary Tesla is Not as Good or Bad as...