Financial planning blog

Timely and free financial planning advice

Reflection on the 40-year bond market trend

September 5, 2019

Who Would Buy a Bond That Is Guaranteed to Lose Money? from 2019

Learn what we were thinking about investing in bonds when interest rates were at all time lows.

August 29, 2019

Buying a Second Home as an Investment

I am honored to be published on the CFP Board – Let’s Make a Plan website. I have shared a bit of insight on a subject I believe to be of particular interest to our clients living in the Denver area and to anyone involved in real estate. Many of us dream about someday buying...

August 14, 2019

Death of equities, 40 years ago today

On August 13, 1979, Business Week wrote a cover-page story that summarized feelings that many people today may find familiar: “we hate equities.” That day, the S&P 500 closed at 107.42 and today, forty years after equities passed away, the S&P 500 index is near 3,000. Since that time, S&P 500 dividend has risen from...

August 8, 2019

Investments Halftime Report

“As we experienced this past quarter, uncertainty is a constant presence and volatility can return to markets at the drop of a pin (or a tweet, it seems, these days).” So concludes the second quarter “halftime” investments report for our clients. If you’d like to read the entire report, and you’re reading this in an...

August 1, 2019

This is a Good Season

“Stocks are far more volatile than companies. And investor emotions are the most volatile of all.” So says our friend, Nick Murray, in a recent post available to our clients. We look for some of the great companies in the USA and the world. Our researchers each use a different strategy to find them—which provides...

July 24, 2019

Letter for Investors in the Second Half of 2019

Here is my prediction for the second half of 2019: the next six months are going to be full of changes, and the pace of these changes will accelerate. I don’t think anyone could predict how quickly equity markets would rebound after the drubbing they took at the end of 2018. We are either at,...

July 10, 2019

Halftime

Thanks for the kind words about last week’s Periscope, This 4th of July, Take a Hike. This week, I’d like to give you a few updates, but first I’d like to pose a question and spark a conversation. What event would you like to attend? What topic would you like us to cover at a...

Retired couple hiking in the mountains, enjoying financial freedom and adventure

July 2, 2019

This Fourth of July, Take a Hike

Worried about investing? Take a hike! If I can trust somebody out there—at that level—then I have made a huge step forward in entrusting your money with them as well.