Financial planning blog

Timely and free financial planning advice

End-of-year 2018 Gifting

Our office is feeling thankful, and we hope you are too! Now is a good time to think about charities. Here are a few ideas. First, consider gifting out of your retirement account (IRA).* For example, instead of receiving a required minimum distribution and writing a check, ask your financial advisor how to donate to...
Read More

Thankfulness and Financial Planning

Thanksgiving is one of my favorite holidays. I used to say it was because the family comes together without the stress of “gift giving” and with a whole lot of food. I am not the world’s best cook, but I’m a very good eater—and dish washer! Thankfulness is gaining popularity, or at least it seems...
Read More

Saving for Retirement VS. Funding Your Child’s Education: What Comes First?

Saving for retirement or your child’s education is an ongoing debate many parents face throughout their lives, but it’s important to strike a balance between your own financial independence and funding your child’s near or long-term future. As children get older, the case for putting their education needs first is compelling—especially considering lifetime earnings potential...
Read More

Open Letter to a Lottery Winner

Perhaps you’ve seen recent news about a billion-dollar lottery. This open letter to the lottery winner offers some advice for any of us who suddenly comes into a meaningful amount of money, whether through an inheritance, through a business transaction, or through any other means, including the State’s gambling operations. Dear Lottery Winner, Relax. You...
Read More

Keep Your Hands Firmly on the Data

“Keep your hands firmly on the data,” says Dr. Tom Howard, our chief equity investment manager. Well, the data keeps pouring in. Here is some research based on a survey released from the CFP® Board: CFP® professionals act as partners, navigators, and counselors to the consumers who work with them. Their customers describe them as...
Read More

Keep in Mind These Lessons from the 2008 Financial Crisis

October 3rd was World Financial Planning Day, and we’ve recently marked the 10th anniversary of the financial crisis. As we reflect on the past ten years, now is the perfect time to re-evaluate your financial strategy and make sure you’re avoiding the personal finance mistakes made a decade ago Follow this check-list of best practices,...
Read More
Determinants of Real life Financial Success

What’s the Biggest Determinant of Financial Success?

Timeless insight from September, 2018. I read an article in the Wall Street Journal that reminded me of our speaker and researcher, Dr. Howard. “A Better Way to Think about Portfolio Rebalancing,” by Meir Statman, describes it well. Mr. Statman says “risk isn’t about volatility; it’s about not satisfying wants.” What could be more risky,...
Read More

FIRE: Financial Independence, Retire Early

Some young Americans are working toward FIRE, or Financial Independence, Retire Early. Go figure. Actually, retiring early requires a lot of figuring out!
Read More
1 31 32 33 34

Unique and professional financial advice

Our wealth management approach may be different from experiences you have had with other advisors.

How A&I Might Help You

Financial planning resources

Learn some of the ways we communicate with, and educate our clients about, financial planning, investments and other important topics.

View Latest Financial Planning Resources

Join an event in-person or via Zoom

We offer a broad array of events that broaden your knowledge and experiences.

View All Events

How can we help?

Chat in-person during regular business hours or fill out the form!