A&I Financial Services

Is your current financial momentum strong enough to carry you through a 30-year retirement, or are there hidden gaps in your strategy? The transition into retirement is one of the most significant pivots you will ever make. It is the moment you shift from the “accumulation phase”—where the goal is growth—to the “distribution phase,” where...Read More

Does your current financial structure accurately reflect the causes you care about and the legacy you want to build? It seems the world is more partisan than in previous times. As the divide grows, so does anxiety. Many of us want to act in alignment with our values to help further the causes we are...Read More

Understanding the Role of Risk Management Life insurance is often discussed in emotional terms—as a way to provide for loved ones after you are gone. While the emotional component is significant, from a financial planning perspective, life insurance is a technical tool designed to manage specific risks. The question of whether you “need” it depends...Read More

From building a career to caring for family, a woman’s journey is full of transitions; is your financial strategy evolving alongside you? As we celebrate the mothers and influential women in our lives, it is a natural time to look toward the future. Women today are more economically influential than ever, yet they often face...Read More

How much tax will I owe when I sell my property? For many investors and homeowners, real estate has been one of the most significant drivers of wealth over the past decade. As we move into 2026, a growing number of property owners are considering selling—but without proper planning, a sale can trigger substantial and...Read More

  Written by Cameron Morgan. Read more about her here. How should I organize my financial documents and accounts? Ahh, Daylight Saving Time. Thanks to our cellphones and computers, we don’t have to manually advance the hands of physical clocks as frequently – many of our clocks adjust automatically at 2 a.m. on the second...Read More

Is Social Security taxable? Tax season tends to focus our attention on what just happened—last year’s income, deductions, and filings. But some of the most important decisions you can make right now aren’t about the past. They’re about how your future income will be structured. Social Security is one of the few income streams in...Read More

What are the IRA contribution limits for 2026? In 2026, your individual retirement account can be a valuable tax shelter if you know the rules. On our website, we offer this quick guide to help you get the latest and most pertinent information to help you control your tax bill and also take control of...Read More

Inflation is making the headlines. In retirement, inflation is particularly perfidious. If you are in retirement, inflation can eat away at your quality of life. For working people, at least there is hope that future income increases will keep pace with the cost of living. But for retirees, they don’t have a salary. How do...Read More

  Investing in your 401k can be the best way to assure you are able to quit working and retire someday. Many people have questions about how much to contribute and where to invest. In this blog, we describe a common situation and answer some of the most common questions. Should I save for retirement...Read More