A&I Financial Services

  Every May and June, families across the U.S. celebrate a major milestone: high school graduation. For many, it’s a season filled with pride, excitement, and maybe a little disbelief that the kids who got carpooled to so many soccer practices are now legally adults. But turning 18 changes more than a person’s graduation status....Read More

What if the best Father’s Day gift for the man who ‘has it all’ isn’t something he receives, but the clarity and plan he needs to give back to those he loves? This Father’s Day, you may be considering a gift that makes a larger impact than ever before. For many fathers and grandfathers, the...Read More

Is your current financial momentum strong enough to carry you through a 30-year retirement, or are there hidden gaps in your strategy? The transition into retirement is one of the most significant pivots you will ever make. It is the moment you shift from the “accumulation phase”—where the goal is growth—to the “distribution phase,” where...Read More

Does your current financial structure accurately reflect the causes you care about and the legacy you want to build? It seems the world is more partisan than in previous times. As the divide grows, so does anxiety. Many of us want to act in alignment with our values to help further the causes we are...Read More

Karl Frank, CFP, explains what happens and how to make it easier for the family. Includes a mind map with the seven decisions all of us need to make as we age: Living at homePlan B, living somewhere elseHealthMoneyMedicareEnd of life planningLegacy As always, it is good to have an expert on your side. Expert...Read More

Understanding the Role of Risk Management Life insurance is often discussed in emotional terms—as a way to provide for loved ones after you are gone. While the emotional component is significant, from a financial planning perspective, life insurance is a technical tool designed to manage specific risks. The question of whether you “need” it depends...Read More

From building a career to caring for family, a woman’s journey is full of transitions; is your financial strategy evolving alongside you? As we celebrate the mothers and influential women in our lives, it is a natural time to look toward the future. Women today are more economically influential than ever, yet they often face...Read More

How much tax will I owe when I sell my property? For many investors and homeowners, real estate has been one of the most significant drivers of wealth over the past decade. As we move into 2026, a growing number of property owners are considering selling—but without proper planning, a sale can trigger substantial and...Read More

  Written by Cameron Morgan. Read more about her here. How should I organize my financial documents and accounts? Ahh, Daylight Saving Time. Thanks to our cellphones and computers, we don’t have to manually advance the hands of physical clocks as frequently – many of our clocks adjust automatically at 2 a.m. on the second...Read More

Is Social Security taxable? Tax season tends to focus our attention on what just happened—last year’s income, deductions, and filings. But some of the most important decisions you can make right now aren’t about the past. They’re about how your future income will be structured. Social Security is one of the few income streams in...Read More