A&I Financial Services

Seven Decisions to Review Before Year-End When should a business owner begin year-end tax planning? For many business owners, taxes receive the most attention when a return is being prepared. By that point, however, most of the year’s financial decisions have already been made. Midyear tax planning offers something different: time. There are still several...Read More

  Landing your first major corporate role, stepping into a specialized field, or launching a new business venture is an incredibly exhilarating milestone. After years of hard work, training, and late nights, you finally have a professional salary hitting your bank account. It represents independence, freedom, and the official start of your career trajectory. However,...Read More

When the markets get bumpy, does your portfolio expose you to the sudden drops of a single stock, or do you have a diversified foundation built to cushion the volatility? When you decide to grow your wealth through the stock market, one of the first structural decisions you face is how to actually buy into...Read More

“If a single company’s stock makes up the majority of your net worth, does your current strategy protect your lifestyle, or is your future entirely tied to the performance of one business?” Building major wealth through a single company is an incredible achievement. For many founders, corporate executives, and early employees, hitting this financial milestone...Read More

Is Social Security taxable? Tax season tends to focus our attention on what just happened—last year’s income, deductions, and filings. But some of the most important decisions you can make right now aren’t about the past. They’re about how your future income will be structured. Social Security is one of the few income streams in...Read More

What are the IRA contribution limits for 2026? In 2026, your individual retirement account can be a valuable tax shelter if you know the rules. On our website, we offer this quick guide to help you get the latest and most pertinent information to help you control your tax bill and also take control of...Read More

  Investing in your 401k can be the best way to assure you are able to quit working and retire someday. Many people have questions about how much to contribute and where to invest. In this blog, we describe a common situation and answer some of the most common questions. Should I save for retirement...Read More

Question: What should I review in my financial plan mid-year? The summer is in full swing, and we’re officially halfway through 2025. Like many of us, you may have dutifully made New Year’s resolutions. But as the saying goes, “The only constant is change.” That’s why July is an ideal time for a mid-year financial...Read More

Having a guide to navigate the complexities of wealth management is invaluable. For Chad Harmon, a partner and wealth manager at A&I Wealth Management, being that guiding force is more than just a profession—it’s a passion. A Personal Financial Advisor for Clients Chad and his team at A&I Wealth Management see themselves as more than...Read More

  How do I prepare financially for 2026? As 2026 approaches, many households are reevaluating their financial priorities in light of evolving economic conditions, shifting employment landscapes, and changing cost pressures. This is an ideal moment to set clear, actionable financial goals that support long-term stability and growth. Below is a recommended list of the...Read More