Financial planning blog

Timely and free financial planning advice

AI visualization of unexpected tax surprises in retirement life transitions

November 11, 2024

Retirement Tax Surprises: Don’t Let These Derail Your Golden Years

Rory, a recently retired pensioner, had always prided himself on her meticulous planning. He’d budgeted for travel, hobbies, and even the occasional splurge. However, a series of unexpected events threw his carefully crafted retirement plan into disarray. A sudden health scare resulted in mounting medical bills, far exceeding his insurance coverage. Meanwhile, his once-reliable pension...

Tax harvesting investment advice from a wealth advisor.

October 17, 2024

How to Start Investing as a Young Person: 10 Tips to Build Wealth Early

Starting out with investing as a young person is one of the smartest financial moves you can make. The earlier you begin, the more time you have for your money to grow through the power of compound interest. Whether you’re just entering the workforce or are already on your way to building wealth, these ten...

AI-powered organization of important financial and legal documents

October 14, 2024

Organize Your Important Documents: The Wealth and Well-Being Album

In a recent Lunch and Learn session hosted by A&I Wealth Management, Cameron Morgan shared invaluable insights on how to organize important documents using the “Wealth and Well-Being Album.” This simple yet powerful tool ensures your loved ones can easily access crucial information when they need it most. Cameron emphasized that this isn’t about perfection,...

Financial planner for business owners adapting to policy changes

October 7, 2024

Non-competes Are Legal Again: A Sudden Shift in the Legal Landscape

In a recent podcast by The Expert Network, we shared that a 2024 Supreme Court ruling might invalidate the entire “non-compete” argument entirely. Initially, we asked, “Are non-compete agreements now federally illegal?” A recent law issued by the Federal Government may have made it impossible for employers to limit their former employees from competing with...

Man concentrating on a phone call while taking notes at a des

September 26, 2024

Tax Planning: More Than Just an Annual Event

Tax season often feels like a frantic scramble to gather documents and meet deadlines. However, for those seeking to optimize their financial well-being, tax planning should be an ongoing process, not just an annual event. At A&I Wealth Management, we believe proactive tax planning is key to minimizing your tax burden and maximizing your financial...

Questions to Ask a Financial Advisor – AI Wealth Management

September 24, 2024

Key Questions to Ask a Financial Planner: Finding the Right Fit for Your Financial Future

Choosing the right financial planner is a crucial decision that can significantly impact your long-term financial well-being. This person will be your trusted partner in navigating complex financial matters, helping you make informed decisions about your investments, retirement planning, tax strategies, and more. To ensure you’re partnering with someone who is not only qualified but...

CFO blocks on desk symbolizing financial leadership.

September 13, 2024

The CFO Effect: Thriving or Just Surviving?

Running a business can be a thrilling roller coaster ride, filled with highs, lows, and unexpected twists. But amidst the chaos, one crucial question often arises when our advisors at A&I Wealth Management discuss business ownership with our clients: Can I navigate this complex financial landscape alone, or do I need a CFO by my...

Financial planning for kids’ future with a wealth advisor.

September 6, 2024

Adulting 101: Launching Your Kids (and Yourself) into the Empty Nest

As parents, watching our children grow up and head off to college is a bittersweet experience. On the one hand, we’re filled with pride at their accomplishments and excited for the adventures that await them. On the other hand, it’s natural to feel a sense of loss and uncertainty as we navigate the transition to...

AI-driven financial advice services for future planning

August 30, 2024

Facing the Future with Grace and Dignity: Martha’s Elder Planning Journey

Martha, a vibrant woman who had enjoyed a long and fulfilling life, found herself facing a new reality as she aged. While still in good health, she was determined to plan for her future with the same intentionality she’d brought to every other aspect of her life. Martha’s goals were simple yet profound: Avoid burdening...