Financial planning blog

Timely and free financial planning advice

AI cybersecurity solutions – Simplifying protection for digital safety.

December 10, 2024

Protecting Your Financial Future: Cybersecurity Essentials for Every Life Stage

Cynthia, a 72-year-old widow, recently found herself dealing with a troubling situation. She’d noticed a few unusual transactions on her bank account—nothing major, but enough to make her uneasy. Uncertain about the details of online security, Cynthia wasn’t sure where to turn. Her late husband had managed their finances, and she felt overwhelmed by the...

Illustration representing diversity, equity, and inclusion (DEI) benefits in the workplace

December 9, 2024

How DEI Initiatives Can Strengthen Your Business as a Growth Asset

For business owners, fostering a positive and inclusive workplace isn’t just about doing what’s right—it can also be a strategic investment in your company’s long-term value. Diversity, Equity, and Inclusion (DEI) initiatives can enhance company culture, promote innovative thinking, and increase employee engagement, making your business a stronger growth asset in your financial portfolio. In...

Safeguard Your Personal Information and Investments

November 18, 2024

Did You Know You Could Be Leaving Your Digital Door Wide Open?

Let’s face it. The world is now hyper-connected making it easier to forget that our personal information is constantly at risk. Every time we use a credit card, browse the internet, or even post on social media, we leave a digital trail that cybercriminals can exploit. A recent seminar, led by cybersecurity expert Chad Swats,...

Phishing and Spoofing Risks in the Investment World

November 11, 2024

Phishing and Spoofing Scams: Protect Your Investments

Cybercriminals are becoming increasingly sophisticated in their methods to steal sensitive information, and the investment world remains a prime target. Two prevalent scams that we, at A&I Wealth Management, unfortunately see investors targeted with are phishing and spoofing. These scams can have devastating consequences, leading to significant financial losses and identity theft if you’re not...

AI visualization of unexpected tax surprises in retirement life transitions

November 11, 2024

Retirement Tax Surprises: Don’t Let These Derail Your Golden Years

Rory, a recently retired pensioner, had always prided himself on her meticulous planning. He’d budgeted for travel, hobbies, and even the occasional splurge. However, a series of unexpected events threw his carefully crafted retirement plan into disarray. A sudden health scare resulted in mounting medical bills, far exceeding his insurance coverage. Meanwhile, his once-reliable pension...

Tax harvesting investment advice from a wealth advisor.

October 17, 2024

How to Start Investing as a Young Person: 10 Tips to Build Wealth Early

Starting out with investing as a young person is one of the smartest financial moves you can make. The earlier you begin, the more time you have for your money to grow through the power of compound interest. Whether you’re just entering the workforce or are already on your way to building wealth, these ten...

AI-powered organization of important financial and legal documents

October 14, 2024

Organize Your Important Documents: The Wealth and Well-Being Album

In a recent Lunch and Learn session hosted by A&I Wealth Management, Cameron Morgan shared invaluable insights on how to organize important documents using the “Wealth and Well-Being Album.” This simple yet powerful tool ensures your loved ones can easily access crucial information when they need it most. Cameron emphasized that this isn’t about perfection,...

Financial planner for business owners adapting to policy changes

October 7, 2024

Non-competes Are Legal Again: A Sudden Shift in the Legal Landscape

In a recent podcast by The Expert Network, we shared that a 2024 Supreme Court ruling might invalidate the entire “non-compete” argument entirely. Initially, we asked, “Are non-compete agreements now federally illegal?” A recent law issued by the Federal Government may have made it impossible for employers to limit their former employees from competing with...

Man concentrating on a phone call while taking notes at a des

September 26, 2024

Tax Planning: More Than Just an Annual Event

Tax season often feels like a frantic scramble to gather documents and meet deadlines. However, for those seeking to optimize their financial well-being, tax planning should be an ongoing process, not just an annual event. At A&I Wealth Management, we believe proactive tax planning is key to minimizing your tax burden and maximizing your financial...