Financial planning blog

Timely and free financial planning advice

Adopting these simple lifestyle habits may reduce your risk or delay the onset of dementia, including Alzheimer’s disease. Thank you to JJ Jordan, Dementia Friendly Denver, and the Alzheimer’s Association for the great presentation to our clients in October. To view the movie, click the link. Or, just read the highlights. Here are 12 great...

October 24, 2019

World Series and Your Portfolio

Here are three fun items related to the World Series and your investments. The New York Yankees have spent $2 billion on their roster over the past decade, more than any other team, by far, with no World Series appearances to show for it. The players were the best—by stats. They were largely bought out...

October 17, 2019

Insights from Third Quarter, 2019

As the clock turns and we enter the fourth quarter, it’s a good time to assess our investments. If you have not spoken to your financial advisor recently, please reply to this email or reach out to him or her directly. We are here to hear you! Our research team has a few insights about...

September 26, 2019

Helpful in the Jungle, Dangerous in Investing

Impossible to avoid, the news bombards us with data that makes us want to act. The majority of news is negative, the majority of the time. Negativity causes fear, and fear causes our fast-thinking brains moving. We enter fight/flight mode quickly. We want to act quickly—and that is often an expensive mistake, when it comes...

September 17, 2019

More Americans Are Afraid Than Ever Before

Americans are afraid. I’ve been writing it for weeks, if not months. Last week, we looked at the phenomena of negative interest rates—loser bonds—whose investors are very, very afraid and are guaranteed to only lose a little. This week, let’s look at some of the fears that are causing this insanity. In a fascinating info-graphic,...

September 11, 2019

A Lawn Mowing Millionaire

From 2019, a timeless lesson in investing for the long-haul, risk tolerance and the power of compoundng interest.

Investment opportunities and market fluctuations in bonds

September 5, 2019

Who Would Buy a Bond That Is Guaranteed to Lose Money? from 2019

Learn what we were thinking about investing in bonds when interest rates were at all time lows.

August 29, 2019

Buying a Second Home as an Investment

I am honored to be published on the CFP Board – Let’s Make a Plan website. I have shared a bit of insight on a subject I believe to be of particular interest to our clients living in the Denver area and to anyone involved in real estate. Many of us dream about someday buying...

August 14, 2019

Death of equities, 40 years ago today

On August 13, 1979, Business Week wrote a cover-page story that summarized feelings that many people today may find familiar: “we hate equities.” That day, the S&P 500 closed at 107.42 and today, forty years after equities passed away, the S&P 500 index is near 3,000. Since that time, S&P 500 dividend has risen from...