Financial planning blog

Saving for retirement or your child’s education is an ongoing debate many parents face throughout their lives, but it’s important to strike a balance between your own financial independence and funding your child’s near or long-term future. As children get older, the case for putting their education needs first is compelling—especially considering lifetime earnings potential...Read More

Perhaps you’ve seen recent news about a billion-dollar lottery. This open letter to the lottery winner offers some advice for any of us who suddenly comes into a meaningful amount of money, whether through an inheritance, through a business transaction, or through any other means, including the State’s gambling operations. Dear Lottery Winner, Relax. You...Read More

“Keep your hands firmly on the data,” says Dr. Tom Howard, our chief equity investment manager. Well, the data keeps pouring in. Here is some research based on a survey released from the CFP® Board: CFP® professionals act as partners, navigators, and counselors to the consumers who work with them. Their customers describe them as...Read More

October 3rd was World Financial Planning Day, and we’ve recently marked the 10th anniversary of the financial crisis. As we reflect on the past ten years, now is the perfect time to re-evaluate your financial strategy and make sure you’re avoiding the personal finance mistakes made a decade ago Follow this check-list of best practices,...Read More

Some young Americans are working toward FIRE, or Financial Independence, Retire Early. Go figure. Actually, retiring early requires a lot of figuring out!Read More

“We self regulate to the level of our beliefs not to the level of our potential.” Dr. Rick Perea Last week, Stacey and I had two dramatically different and wonderful experiences with two people whose advice directly fits into your financial planning situation (I hope). My hope is that in the next 3.5 minutes you...Read More