A&I Financial Services

China is Fraught with Contradictions The first of our expert opinions starts with Litman Gregory, who is one of our key research partners. In our most recent quarterly investment commentary, published last week, the analysts at Litman Gregory discuss two big recent decisions by the Chinese government. First, to take over the private education companies...Read More

Hang in there! The third quarter of 2021 saw equity markets rise and then fall. Looking ahead to the rest of 2021, as usual, we do not make any predictions. However, the fourth quarter is historically the strongest seasonal period for stocks. Since 1970, the median fourth quarter return for the MSCI World Index is...Read More

Last week, we saw many reports say that inflation is back. As you know, we rely on independent investment researchers. The right way to invest, we believe, is to diversify by investment strategy. That is to say, we use different research teams who may not always agree with each other. Now more of them are...Read More

Grandparents are in a unique position to help their grandchildren when they have their own financial plans in place. So, the first tip...Read More

Withdrawal policy helps you be ready for retirement by ensuring that you have the money you need to cover your expenses. It also helps you protect your loved ones by making sure they are not left with a large debt if something happens to you. There are two types of withdrawal policy: mandatory and voluntary....Read More

Paying for college is expensive and difficult! Here are some tips to keep in mind.Read More

The President wants to raise taxes and Congress may be inclined to pass a bill that makes it so. As your personal financial planners, we get asked frequently – is it better to pay taxes now or later? – we will have to help you make decisions before we know the results. Here are some...Read More

Inflation is Affecting Most Countries in 2021 From August, 2021. We hear a lot of talk about inflation in the USA. But it is not just an American problem. Look at the following chart:   Source: Statista In this great chart on inflation expectations around the world, you can see the USA is not in...Read More

2nd Quarter Investment Update Please click here for the complete investment commentary from our research partners at Litman Gregory. In brief, we are watching: Inflation Covid-19 Fiscal policy, especially in the USA Good expectations for equity returns—but bumpy! It is still too early to say whether and to what extent the past two months’ inflation reports are harbingers...Read More

How High Income Earners can Contribute to a Roth IRA Read more about what some people call a back-door Roth IRA contribution. NOTE: This may go away!   Peter Thiel has a $5 Billion Roth IRA Recently, one of the founders of Paypal, among other successful technology companies, made the news with the size of...Read More