A&I Financial Services

We live in changing times. Recently, our custodian of choice, ETRADE, announced they would be acquired by Morgan Stanley at the end of this year, 2020. Please rest assured that we have no dog in the fight. That is to say, our only obligation is to you, our clients. If the fees go up, or...Read More

Without money, we would never have experienced Monet. A very brief story about Monet's relationship with money.Read More

On January 16th, Francois Giguere, CFP and I had the pleasure of presenting to a packed house. Francois taught us the news about last year’s tax reform and how it affects you, our clients. I presented thoughts from several investment research firms who we trust of view about the economy. Here is a 42 minute...Read More

Everyone, it seems, carries worries about war this week. I heard from a fourteen-year-old who asked, “Will I be called to go to war in four years?” In another conversation, my eighty-more-year-old friend said, “My Korean War Veteran friends and I are wondering if we can still fit into our uniforms. As I write this,...Read More

“The factor that I think could hurt long-term returns the most – and thereby pose the greatest risk – is an investor’s attempt to time the bull market’s peak.” – Mitch Zacks Take a look at this chart. It nicely summarizes a number of crises in our lifetimes. I mean, they were big deals. This...Read More

We are ending a decade that a decade ago we could not have predicted. And, ten years from now, we may be wondering how did we end up here? In 2009, Barack Obama became president, won a Nobel Peace Prize and promised to overhaul healthcare with a “Public Option.” Sandra Sotomoyor joined the Supreme Court....Read More

Some time ago, LTC Bart Combs, president of SOLKOA, gave us timely advice about international travel. Bart uses his 20 years of experience to train US Armed Forces and Government employees SERE: Safety, Evasion, Resistance and Escape. One of the many interesting things I learned is what a US Embassy will and will not do. I...Read More

Why are you thankful this year? Please share with me and/or your financial advisor. Here are 19 reasons I’m thankful in 2019: My financial planner kept me invested this year even when I was feeling stress about the market. My financial planner understands me, my family, and my goals and helps me feel safe. I...Read More

“Millions of older households will need improved transportation options, greater opportunities for engagement, and more access to supportive services.” –Joint Center for Housing Studies of Harvard University Recently, I discussed the idea of moving to the city in retirement. This week, I’ll look at a recent report from Harvard that says a good number of...Read More

“Many boomers are ditching suburban home ownership for rentals in urban centers,” says Diane Eastabrook. (1) I was recently interviewed for an article on Forbes, and I thought the writer did a great job. You might enjoy it. Click here to read her story: Moving Back to the City in Midlife – Diane Eastabrook Let...Read More