Financial planning blog

Americans are afraid. I’ve been writing it for weeks, if not months. Last week, we looked at the phenomena of negative interest rates—loser bonds—whose investors are very, very afraid and are guaranteed to only lose a little. This week, let’s look at some of the fears that are causing this insanity. In a fascinating info-graphic,...Read More

From 2019, a timeless lesson in investing for the long-haul, risk tolerance and the power of compoundng interest.Read More

I am honored to be published on the CFP Board – Let’s Make a Plan website. I have shared a bit of insight on a subject I believe to be of particular interest to our clients living in the Denver area and to anyone involved in real estate. Many of us dream about someday buying...Read More

On August 13, 1979, Business Week wrote a cover-page story that summarized feelings that many people today may find familiar: “we hate equities.” That day, the S&P 500 closed at 107.42 and today, forty years after equities passed away, the S&P 500 index is near 3,000. Since that time, S&P 500 dividend has risen from...Read More

“Stocks are far more volatile than companies. And investor emotions are the most volatile of all.” So says our friend, Nick Murray, in a recent post available to our clients. We look for some of the great companies in the USA and the world. Our researchers each use a different strategy to find them—which provides...Read More

Here is my prediction for the second half of 2019: the next six months are going to be full of changes, and the pace of these changes will accelerate. I don’t think anyone could predict how quickly equity markets would rebound after the drubbing they took at the end of 2018. We are either at,...Read More