A&I Financial Services

Well Done Karl Frank! Meet The CFP Board Ambassador of the Week, Karl Frank, CFP®! We want to congratulate our very own Karl Frank, for being chosen as the CFP Board Ambassador of the Week! A leader in Denver’s financial planning community. The Certified Financial Planner Board of Standards, Inc. is a professional body for...Read More

Our 2022 Outlook is Cautiously Optimistic Our base-case scenario is that the pandemic recedes (but doesn’t disappear), the global economy slows but still grows above trend, corporate earnings growth slows but is still solid, the U.S. rate of inflation remains elevated but is falling, and U.S. interest rates rise moderately.   That would be a...Read More

2022 Tax Changes and Information Click here for the most up-to-date tax brackets and other information for 2022.  President Biden proposed sweeping changes to the tax rates for 2022 but the effort has been bogged down in Congress. Thus, we enter 2022 with largely the same tax situation we were in 2021 but better! Why...Read More

Learn the seven steps that a millennial and other young adults should take to create and stick to a great financial plan.Read More

Understand the fundamentals of RSU's, tax ramifications, and strategies for maximizing their value!Read More

A financial plan is the cornerstone of any business. It’s your road map for success, guiding you to long-term security and growth by pinpointing where you are now and where you want to go over the next five years. It also helps you identify potential problems along the way and find solutions to those challenges....Read More

Tapering: What It Is and Why It Makes Markets Shudder I hope this link to a four-minute video works for you, whether or not you subscribe to the Wall Street Journal. It is as good of an explanation of the Federal Reserve’s recent behavior as I have seen. Both fair and fairly easy to understand,...Read More

Happy New Year from A&I! Optimism for the year ahead! “2021 was marginally better than 2020…at least it was different. A variant, so to speak. And like any year, it had both highs and lows.” –Dave Berry First, I want to wish you all a happy new year, and acknowledge that we are living in...Read More

Investing in Equities for Retirement Income By: Karl Frank George and Sherry never had to ask, “what’s next?” They had always planned everything. But life threw a wrench into their plans when George was let go during the recent economic downturn. George was ready to retire, at least emotionally. The kids were raised, the bills...Read More

Risk capacity and risk tolerance are two important concepts that investors should understand. Though they are related, they are not the same thing. Risk Capacity Ability to take on investment risk is a function of objective measures (the client’s financial profile) such as the investment goals, the time horizon for each goal, the need for...Read More